Which Neo credit cards are eligible?

Most Neo-issued credit cards are eligible for the referral bonus. Eligibility is determined by Neo Financial at the time of application.

When will I receive my bonuses?

The $25 credit card referral bonus is credited after your application is approved. The $10 Everyday account bonus is credited after you deposit at least $50 into your account.

Is there a fee for the Neo Everyday account?

The Neo Everyday account has no monthly fees and includes features such as free Interac e-Transfers, subject to Neo’s account terms.

Is my money safe with Neo Financial?

Neo Financial is a Canadian company. Funds in Neo Everyday accounts are held with a CDIC-member institution, providing eligible deposits with up to $100,000 in CDIC protection.

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Neo Financial Referral Bonus – Get up to $35 Cash

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$35 Cash Bonus

Get this deal

About This Deal

Get up to $35 in bonuses when you sign up for Neo Financial through a referral link, $25 when your Neo credit card application is approved, plus $10 when you open a Neo Everyday account and deposit at least $50.

Neo Financial is a Canadian fintech company founded by former executives of SkipTheDishes, offering modern financial products such as cashback credit cards and no-fee banking accounts. When you sign up through a referral link, you can earn up to $35 in bonuses, $25 when your Neo credit card application is approved, plus an additional $10 when you open a Neo Everyday account and deposit at least $50.

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How to Get This Deal

1
Click the referral link
Click the 'Get this deal' button above to start your application through the referral link. The referral bonus is automatically applied.
2
Open a Neo Everyday account for the extra $10 bonus
To earn the additional $10 bonus, open a Neo Everyday account and deposit at least $50. The bonus is credited after the deposit requirement is met.
3
Apply for an eligible Neo credit card
Apply for a Neo credit card through Neo Financial after opening the referral link. Once your application is approved, the $25 referral bonus will be credited to your account.
4
Start using your Neo account
Once approved, you can access your Neo account digitally and begin using your card and Everyday account while your physical card is mailed to you.

Requirements

Must be a new Neo Financial customer with no existing Neo account
Must sign up through a valid Neo Financial referral link
Must be the age of majority in your province or territory
Must be a Canadian resident
Credit card application subject to approval
To earn the $10 Everyday account bonus, a minimum $50 deposit is required

Frequenty Asked Questions

Sign up for Neo Financial through a referral link. The $25 bonus is awarded when your Neo credit card application is approved, and an additional $10 is earned when you open a Neo Everyday account and deposit at least $50.

Terms & Conditions

Referral bonuses are subject to Neo Financial’s refer-a-friend program terms and conditions. The $25 bonus is credited after a successful Neo credit card approval. The $10 bonus is credited after opening a Neo Everyday account and depositing at least $50. Neo Financial may change or end the referral program at any time. Referral rewards cannot be combined with other promotional offers unless stated otherwise.

About Neo Financial

Neo Financial is a Canadian financial technology company offering modern digital financial services including cashback credit cards, high-interest savings and everyday accounts, investment solutions, and digital mortgage services. Founded by former SkipTheDishes executives, Neo partners with thousands of Canadian merchants to deliver cashback rewards and provides its financial products through partnerships with regulated financial institutions.

Key Features

Cashback rewards at partner merchants across Canada (thousands of partners)
Digital credit cards with no annual fees and various reward structures
High-interest savings and everyday banking accounts with no monthly fees
CDIC-insured deposits up to applicable limits through partner banks (e.g., Peoples Bank of Canada)
Instant account onboarding and mobile-first banking experience
Digital investment solutions through Neo Invest
Residential mortgage products via Neo Mortgage with lending partners
Merchant and co-brand financial solutions powering partner card programs