How long do I have to use the free transfer?

You must complete your first eligible transfer within 6 months of opening your Wise account, or the fee-free benefit will expire.

What transfers qualify for the fee-free offer?

Only cross-currency international transfers qualify. Same-currency transfers, internal conversions, and Wise card spending are excluded.

What if I send more than CA$800?

Wise waives fees on the first CA$800 of your transfer. You’ll only pay fees on the amount above that limit.

What if I forgot to use a referral link when signing up?

If you created your Wise account without a referral link, Wise may allow you to apply one within 30 days of signing up. This is subject to Wise’s eligibility rules and is not guaranteed. If more than 30 days have passed, the referral benefit can no longer be applied.

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Wise Referral Bonus – Get Your First International Transfer Fee-Free (CA$800)

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Free Transfer

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About This Deal

Get Wise transfer fees waived on your first international transfer, up to CA$800, when you sign up using a referral link.

When you sign up for Wise using a referral link, your first international money transfer comes with Wise’s transfer fees waived up to CA$800. If you send more than this amount, fees apply only to the excess. Wise uses the real mid-market exchange rate and transparent pricing, making international transfers significantly cheaper than traditional banks.

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How to Get This Deal

1
Open Wise using the referral link
Use the referral link to start your Wise sign-up and ensure you qualify for the fee-free transfer.
2
Create and verify your account
Complete registration and identity verification as required by Wise.
3
Make your first international transfer
Send a cross-currency transfer (for example, CAD to USD or CAD to EUR). Wise automatically applies the fee waiver.
4
Transfer fees are waived
Wise waives its transfer fees up to CA$800. If you send more than this amount, fees apply only to the excess.
5
Use it within 6 months
The fee-free transfer must be completed within 6 months of opening your Wise account.

Requirements

You must be a new Wise customer who has never had a Wise account before.
You must sign up using a valid Wise referral link.
The free transfer applies only to cross-currency international transfers.
The fee-free transfer must be used within 6 months of account creation.
If your transfer exceeds CA$800, fees apply only to the excess amount.
Same-currency transfers, internal currency conversions, and Wise card spending do not qualify.

Frequenty Asked Questions

Sign up for Wise using a referral link. Your first eligible cross-currency international transfer will have Wise transfer fees waived automatically, up to CA$800.

Terms & Conditions

New Wise customers in Canada who sign up using a referral link receive a fee-free first cross-currency international transfer, with Wise transfer fees waived up to CA$800. The fee waiver applies to Wise fees only and must be used within 6 months of account registration. Same-currency transfers, internal conversions, and card spending are excluded. Wise’s referral program is ongoing and subject to change.

About Wise

Wise is a global financial technology company specializing in international money transfers and multi-currency accounts. Founded in 2011 (formerly TransferWise), Wise enables individuals and businesses to send, receive, and hold money in multiple currencies using the real mid-market exchange rate with transparent, low fees. In Canada, Wise operates as a registered Money Service Business and offers international transfers, a multi-currency account, and a debit card linked to supported balances.

Key Features

International money transfers using the real mid-market exchange rate
Low, transparent fees shown upfront before every transfer
Multi-currency account to hold and manage balances in multiple currencies
Wise debit card for spending abroad and online with supported currencies
No monthly account fees or minimum balance requirements
Faster international transfers compared to traditional banks for many corridors
Registered with FINTRAC as a Money Service Business in Canada
Regulated globally, including by the FCA (UK) and other international regulators
Trusted by millions of customers worldwide for cross-border payments