Will checking my credit score hurt my credit?

No, checking your credit score through Borrowell results in a soft inquiry on your credit file, which does not affect your credit score.

How often is my credit score updated?

Your Equifax Canada credit score and report are typically updated weekly, and you can view changes in your Borrowell dashboard without cost.

What credit bureau does Borrowell use?

Borrowell obtains your credit score and report from Equifax Canada.

What else does Borrowell offer besides credit scores?

Borrowell offers credit monitoring alerts, financial insights, tips to improve your credit, personalized product recommendations, and optional tools like Credit Builder and Rent Advantage.

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Borrowell Free Credit Score – Check Your Credit Score for Free

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Equifax Credit Score

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About This Deal

Get free access to your Equifax Canada credit score and credit report with weekly updates, credit monitoring alerts, and personalized financial insights. No credit card required.

Borrowell helps Canadians access their free Equifax Canada credit score and credit report so they can monitor and manage their credit health. With no credit card required, you can view your score and report, receive weekly updates, and get financial insights and recommendations suited to your profile.

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How to Get This Deal

1
Sign up for free
Click the button above and create your Borrowell account using your email address. The signup process takes just a few minutes and requires no credit card.
2
Verify your identity
Provide basic personal information to verify your identity. Borrowell uses this information to securely connect to Equifax and retrieve your credit data.
3
Access your credit score and report
View your free credit score and full credit report after verification. See what factors are affecting your score and get insights on how to improve it.
4
Monitor and track updates
Your credit score and report are updated weekly at no cost. Receive credit monitoring alerts when changes occur and explore personalized financial product recommendations.

Requirements

Must be a Canadian resident
Must be 18 years of age or older
Valid email address required
No credit card or payment information required
Personal information needed for identity verification (name, address, date of birth)

Frequenty Asked Questions

Yes, Borrowell’s credit score service is free with no subscription fees or credit card required. You can access your Equifax Canada credit score and report at no cost and receive weekly updates.

Terms & Conditions

Borrowell's free credit score service is provided under the Borrowell Terms of Use and Privacy Policy. Accessing your credit score and report generates a soft inquiry that does not affect your credit score. Borrowell may share your personal information with service providers and partners in accordance with its Privacy Policy.

About Borrowell

Borrowell is a Canadian credit education and financial marketplace company founded in 2014 and headquartered in Toronto, Ontario. Borrowell helps millions of Canadians access their free Equifax Canada credit score and credit report, monitor their credit with weekly updates, and receive alerts when changes occur. The platform provides personalized financial insights, educational tools, and optional credit-building products designed to help Canadians understand and improve their credit health.

Key Features

One of the first companies in Canada to offer free Equifax credit scores
Millions of Canadians use Borrowell to access free weekly Equifax credit score updates
Provides free access to Equifax Canada credit scores and credit reports with no credit card required
Credit score checks are soft inquiries and do not affect your credit score
Offers credit monitoring with alerts when changes to your credit file are detected
Members who make on-time Credit Builder payments may see an average credit score increase, based on Borrowell member data
Personalized financial product recommendations from dozens of Canadian financial partners
Uses industry-standard encryption and security safeguards to protect personal information