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Coast Capital New Member Welcome Bonus – Earn Up to $850

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$850 Cash Bonus

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About This Deal

New Coast Capital members can earn up to $850 in combined welcome bonuses when they open and qualify for eligible products: up to $450 in cash on a chequing account, up to $200 in cash on a High-Interest Savings Account, and up to $200 in statement credits on a Coast Capital Mastercard issued by Collabria. Offer available for a limited time and ends March 31, 2026.

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Coast Capital Savings is offering a limited-time welcome bonus of up to $850 for new personal banking members in Canada. The total bonus is made up of three separate offers — a chequing account cash bonus, a High-Interest Savings Account cash bonus, and a credit card statement credit — each of which can be earned independently by meeting specific qualifying requirements. The chequing account bonus offers the largest payout. When you open a new Coast Capital chequing account and set up an eligible recurring direct deposit within 60 days of membership approval, you can earn up to $450 in cash. The required direct deposit must come from the same source and be maintained for at least 90 consecutive days, with at least one deposit per month. You can also earn up to $200 in cash by opening a new non-registered High-Interest Savings Account. To qualify, you must deposit at least $10,000 into the account within 60 days of membership approval and maintain that balance daily for 90 consecutive days. A $100 bonus is available if you deposit and maintain at least $5,000 under the same conditions. Finally, new members can earn up to $200 in statement credits by applying for a Coast Capital Mastercard issued by Collabria. After approval and activation, you must spend at least $1,000 on qualifying purchases within the first 90 days. The bonus amount depends on the card type, with higher-tier World and World Elite Mastercards offering the largest statement credit.

How to Get This Deal

  1. 1

    Become a Coast Capital member

    Apply online or in-branch to open a new personal Coast Capital membership during the promotion period. You must be approved as a new member to qualify for any of the welcome bonuses.

  2. 2

    Open and qualify for a chequing account

    Within 60 days of membership approval, open a Coast Capital chequing account and set up an eligible recurring direct deposit from the same payee. Maintain the deposit for 90 consecutive days to earn up to $450 in cash.

  3. 3

    Maintain the qualifying direct deposit

    Your direct deposit must remain active for at least 90 consecutive days, with at least one deposit per month. Your account must stay open and in good standing throughout the qualification period.

  4. 4

    Receive your chequing bonus

    Once all chequing account requirements are met, your cash bonus is typically deposited into your account by electronic funds transfer within 60 to 90 days.

  5. 5

    Optionally qualify for savings and credit card bonuses

    To earn more, open a new non-registered High-Interest Savings Account and maintain the required balance for 90 days, and apply for a Coast Capital Mastercard issued by Collabria and meet the spending requirement to receive additional bonuses.

Requirements

  1. Must be a new personal Coast Capital member approved during the promotion period

  2. Must not have held a personal membership or personal account with Coast Capital within the past 5 years (on or after January 19, 2021)

  3. Chequing bonus requires an eligible recurring direct deposit to be set up within 60 days and maintained for 90 consecutive days

  4. HISA bonus requires a minimum deposit of $5,000 for a $100 bonus or $10,000 for a $200 bonus, maintained daily for 90 consecutive days

  5. Credit card bonus requires activation of a new Coast Capital Mastercard and at least $1,000 in qualifying purchases within 90 days

  6. All accounts must remain open and in good standing during the qualification and payout periods

Frequenty Asked Questions

You can earn up to $850 in total if you qualify for all three offers: up to $450 on a chequing account, up to $200 on a High-Interest Savings Account, and up to $200 in credit card statement credits. Each bonus can also be earned on its own.

Terms & Conditions

This limited-time new member offer is available to eligible new personal Coast Capital members approved between January 20, 2026 and March 31, 2026. Bonuses are awarded only after all qualifying criteria are met and accounts remain in good standing. Each bonus is limited to one per product type, and terms and conditions may change or be withdrawn at any time. Full details are available on Coast Capital’s official website.

About Coast Capital Savings

Coast Capital Savings Federal Credit Union is a member-owned financial co-operative headquartered in Surrey, British Columbia. Founded in 1940, it has grown into one of Canada’s largest credit unions by membership, serving members through a network of branches primarily located in British Columbia, with the ability to serve members nationwide. Coast Capital became a federally regulated credit union in 2018. As a Certified B Corporation, it integrates social and environmental performance into its business practices and reinvests a portion of its profits into community initiatives. Coast Capital has a history of innovation in retail banking, including introducing free chequing accounts as a competitive offering.

Key Features

  • One of Canada’s largest credit unions by membership, serving members primarily across British Columbia while operating nationally as a federal credit union
  • Member owned cooperative — members have a voice in governance and elect the Board of Directors
  • Among the first credit unions in Canada to introduce a free chequing account from a full-service financial institution
  • Reinvests a portion of its budgeted bottom line into community programs and initiatives, with over $100 million reinvested since 2000
  • Offers everyday banking products including chequing and savings accounts, loans, mortgages, and investment services
  • Coast Capital chequing accounts may include features such as low-fee or no-fee everyday banking and added member benefits like identity protection tools on select accounts
  • Credit cards issued through partner Collabria Financial Services Inc., including options with rewards and statement credits
  • Deposits at Coast Capital are insured by the Canada Deposit Insurance Corporation (CDIC)

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